Group captives give employers a way to further reduce the risks associated with high-dollar claims. By becoming a part of a larger pool of like-minded employers—working to control health plan costs—an employer can ease the risks that have historically prevented them from financing their health plan via a partially self-funded arrangement.
A partially self-funded plan option designed for small to mid-size employers and/or employers transitioning from a fully-insured arrangement.
Small claims covered by employer.
Moderate claims covered by group captive.
Large claims covered by insurance.