November 6, 2019
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends. Some highlights from the 2019 survey include the following:
Plan Enrollment Trends
- Preferred provider organizations (PPOs)—44% of workers covered
- HDHP/SOs—30% of workers covered
- Health maintenance organizations (HMOs)—19% of workers covered
- Point-of-service (POS) plans—7% of workers covered
Health Insurance Premiums
The average premium rose 4% for single coverage and 5% for family coverage—around $7,188 and $20,576 respectively.
In dollar amounts, workers contributed $1,242 and $6,015 toward their premiums for single coverage and family coverage respectively.
Similar to the previous year, 17% of small employers have partially or fully self-funded plans, and 80% of large employers have partially or self-funded plans.
Contact Consociate Health for more information on benefit offerings or to learn what you can do to control your health care costs.