Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends. Some highlights from the 2019 survey include the following:

Plan Enrollment Trends

• Preferred provider organizations (PPOs)—44% of workers covered
• HDHP/SOs—30% of workers covered
• Health maintenance organizations (HMOs)—19% of workers covered
• Point-of-service (POS) plans—7% of workers covered

Health Insurance Premiums

The average premium rose 4% for single coverage and 5% for family coverage—around $7,188 and $20,576 respectively.

Worker Contributions

In dollar amounts, workers contributed $1,242 and $6,015 toward their premiums for single coverage and family coverage respectively.

Self-funding

Similar to the previous year, 17% of small employers have partially or fully self-funded plans, and 80% of large employers have partially or self-funded plans.

Contact Consociate Health for more information on benefit offerings or to learn what you can do to control your health care costs.